Automobile Accidents

A person responsible for causing an automobile accident is also responsible for the injuries and damages caused by the accident.  The first source of recovery is from the liability coverage on the at-fault automobile.  The second source is from liability coverage on the at-fault driver, if the at-fault driver is not the owner of the vehicle.  If those sources of recovery are insufficient or do not exist, there can be recovery from the uninsured (UM) or underinsured (UIM) motorists coverage under the client’s own automobile insurance.  If there is insufficient insurance coverage, the individual assets of the at-fault party can sometimes be considered as a source of recovery, although this can be problematic and is therefore somewhat rare.

Our firm thoroughly investigates the cause of the accident and nature of the injuries.  Final recoveries from the liability or UM/UIM coverage can take time.  In the meantime, our firm assists its clients pay for their medical care through Personal Injury Protection (PIP) coverage on their own auto insurance policy, health insurance coverage, and in appropriate circumstances, treating on a lien to be paid at the conclusion of a client’s case.