A person responsible for a car accident is also responsible for the injuries and damages the accident causes, but recovering just and fair compensation can be complicated.
In Washington, drivers are required to have a minimum amount of liability insurance while they operate a motor vehicle. Unfortunately, two problems often arise in car accident cases: (1) the negligent driver is “uninsured,” meaning they do not have any auto insurance coverage; or (2) the negligent driver is “underinsured,” meaning he or she only has minimal auto policy coverage that is not enough to fully compensate an insured person’s damages.
As part of our thorough investigation into every accident, we gather information about the cause of the accident and nature of the injuries, as well as the availability of insurance coverage for all parties involved. If there is not adequate insurance coverage available from the negligent driver, our firm will analyze whether to pursue an uninsured motorist (UM) or underinsured motorist (UIM) claim, which may allow for additional compensation from the insured person’s own insurance company.