A person responsible for a car accident is also responsible for the injuries and damages the accident causes, but recovering just and fair compensation can be complicated.
In Washington, drivers are required to have a minimum amount of insurance while they operate a, motor vehicle. Unfortunately, two problems often arise in car accident cases: (1) the negligent driver is “uninsured” meaning they do not have any auto insurance coverage; or (2) the negligent driver is “underinsured” meaning he or she only has minimal auto policy coverage, for example, a $25,000 policy that is less than the damages a victim may have incurred in the accident.
Our firm thoroughly investigates, not only the cause of the accident and nature of the injuries, but also the availability of insurance coverage for all parties involved. If there is not adequate insurance coverage available from the negligent driver, our firm will analyze whether to pursue an uninsured motorist (UM) or underinsured motorist (UIM) claim, which may allow for additional compensation from the driver’s insurance company.